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Cases in the West Kirby Residential School area
Cases in the West Kirby Residential School area
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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release.
Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.
Independent Financial Advisers - IFAs Hoylake
Wirral Financial Services Ltd
1, 27-29 Market St, Hoylake, Wirral CH47 2BG, UK – 0151 601 5232
Excellent service from Will. I found Will to be professional, competent and caring in looking after my financial interests. I would not hesitate to recommend WFS to a colleague or friend. Thank you for such an outstanding service and for going the extra mile.
Will was really helpful and provided excellent advice in what seems like a minefield of information.
Willson Grange Limited
3-4 The Quadrant, Hoylake, Wirral CH47 2EE, UK – 0151 632 7100
Heathmoor Ltd
53 Birkenhead Rd, Hoylake, Wirral CH47 5AF, UK – 0151 632 1888
Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Hoylake.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.
Crowd Funding and Business Loans
We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.
We could not find any banks around your location. Please click below to see full results from Google.
Banks
NatWest
10 Banks Rd, West Kirby, Wirral CH48 4LG, UK – 0345 788 8444
Attended the branch today with my Mum to sort out closing an account, all staff members seemed very helpful. As things went I got a small wiff of suspicion about me and the potential of her closing an account. Another member of staff was consulted and all was sorted. Just wanted to say thank you that they were looking at her security and well being so well. Cannot recommend your staff enough. Thank you.
Pay cheques in and that, and it's next to the cash-only chippy, what more can you ask for?
Lloyds Bank
30 Grange Rd, West Kirby, Wirral CH48 4HF, UK – 0345 300 0000
Excellent service with knowledgeable & friendly staff
Barclays Bank
22 Grange Rd, West Kirby, Wirral CH48 4HA, UK – 0345 734 5345
Great staff. Real welcoming feel
Building Societies
Yorkshire Building Society
10 Grange Rd, West Kirby, Wirral CH48 4HA, UK – 0151 625 2332
Skipton Building Society - West Kirby
17 Grange Rd, West Kirby, Wirral CH48 4DY, UK – 0151 625 9354
Mortgage Brokers
We could not find any Mortgage Brokers around your location. Please click below to see full results from Google.
Mortgage Brokers - Key Questions
How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Hoylake.
Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.
How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around West Kirby Residential School that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.
Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Hoylake.
Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.
How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around West Kirby Residential School that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.
Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.
Mortgages
We could not find any Mortgage around your location. Please click below to see full results from Google.